By visiting and using the PLATINUMMORTGAGES.COM.AU website (Site) you agree to be bound by and abide by the following terms and conditions. These terms and conditions are subject to any other express written agreement we have with you in relation to the Site.

The materials on the Site have been prepared for general information purposes only. The materials on the Site, or on any other website on the Internet accessed via the Site or otherwise, may not necessarily be accurate, reliable, complete or current.

No person should act or fail to act on the basis of these materials. To the maximum extent permitted by law, PLATINUM MORTGAGE MANAGEMENT and its officers, employees and agents disclaim any liability (including liability for negligence) to any person arising out of:

Any action or failure to act by any person in accessing, downloading, uploading, using or relying on or dealing in any way with any materials from the Site or from any other website on the Internet;
Any errors or omissions on the Site or on any other website on the Internet (including but not limited to errors or omissions arising as a result of the negligence of PLATINUM MORTGAGE MANAGEMENT or its officers, employees and agents); or Any delay or interruption in access to or use of the Site or any other website on the Internet (including but not limited to delay or interruption arising as a result of the negligence of PLATINUM MORTGAGE MANAGEMENT or its officers, employees and agents).

You accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using the Site or any other website on the Internet and in relation to any information or material available from those sites. PLATINUM MORTGAGE MANAGEMENT reserves the right, in its absolute discretion, to delete, alter or move any message or other posted material on the Site. PLATINUM MORTGAGE MANAGEMENT is under no obligation to update any information on the Site, or to correct any inaccuracy on the Site which may become apparent at a later time.

Copyright and Trade Marks

Unless labelled to the contrary, PLATINUM MORTGAGE MANAGEMENT owns or has a licence to the copyright in all works located at the Site (Works). Except as permitted below, you must not reproduce, modify, transmit, publish or distribute the Works.

You may reproduce in whole or in part the Works only if the reproduction is not for resale or commercial distribution, and you do not remove or modify any notices of attribution or copyright, or if there are no such notices, you clearly attribute PLATINUM MORTGAGE MANAGEMENT or the author (as applicable) as the copyright owner of the relevant Work(s).

Trade marks used on this site re the property of PLATINUM MORTGAGE MANAGEMENT or other associated parties. You must not use a trade mark used on this website without the prior written consent of the owner of that trade mark.

Hotlinks and Framing

PLATINUM MORTGAGE MANAGEMENT does not warrant the accuracy of any hypertext links provided at the Site, nor the suitability of any content located at those links. Links and frames connecting the Site with other sites are for convenience only and do not mean that PLATINUM MORTGAGE MANAGEMENT endorses or approves those other sites, their content or the people who run or contribute to them. Use or reliance on the content of those sites is at your own risk.

Viruses

PLATINUM MORTGAGE MANAGEMENT does not represent or warrant that any files obtained from or through the Site or any other website are free from computer viruses or other defects. Any such files are provided, and may only be used, on the basis that the user assumes all responsibility for any loss, damage or consequence resulting directly or indirectly from use of those files. PLATINUM MORTGAGE MANAGEMENT's liability for such an event is limited to the resupply of those files.

Product Information

Products and services referred to in this website are issued or provided by third-party distributors. The product issuer or distributor is PLATINUM MORTGAGE MANAGEMENT acting as Mortgage Manager and Originator various lenders.

Each PLATINUM MORTGAGE MANAGEMENT product has its own unique features and risks, which include fluctuating interest rates on variable rate loan products. You should always consider whether or not a particular PLATINUM MORTGAGE MANAGEMENT product or service is appropriate for you, in particular you should:

Understand the features and risks;

See independent advice (eg accountant, lawyer); and Read the product details located on this website.
Any reference to past interest rates, performance or costs of a product or service is intended for general illustrative purposes only and is not an indicator of future interest rates, performance or costs for that product.

Unless otherwise specified, all references to currency are to Australian Dollars.

Offers of Products

This website is for information purposes only and information on it does not consitute an offer of any PLATINUM MORTGAGE MANAGEMENT loan product or other product or service and is not part of the pre-contractual disclosures required by the Consumer Credit Code (Code) or any other law.

If a loan that is regulated by the Code is intended to be made, the prospective borrower will be provided a formal loan offer with all the requisite pre-contractual disclosures, which comply with the Code. All loans are subject to prior approval and compliance with relevant terms and conditions. Fees and charges may apply for this documentation.

Applications for PLATINUM MORTGAGE MANAGEMENT products must be made only using the appropriate appication form applicable to the current product document relevant to the product and/or via PLATINUM MORTGAGE MANAGEMENT electronic application system by borrowers who satisfy the relevant terms and conditions for applying for this product.

Your Conduct

You must not:

Use the website for any purpose that is unlawful or prohibited by these on-line Conditions of Use or any other term, notice or disclaimer appearing on this website;

Use this website in any way that interferes with other users; and

Attempt to actually breach or circumvent any security measures on this website (including 'hacking') or attempt to obtain access to secure or member only parts of this website without authorisation.

PLATINUM MORTGAGE MANAGEMENT retain's the right to monitor your use of this website and prevent further access at any time at its discretion.

Privacy

Your personal information will be collected and used by PLATINUM MORTGAGE MANAGEMENT in accordance with their Privacy Policy. Please click here to access the PLATINUM MORTGAGE MANAGEMENT Privacy Policy.

Governing Law

These on-line Conditions of Use and other terms, notices and disclaimers appearing on this website are governed by the laws in force in the state of Queensland, Australia.